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Health insurance enrollment through Affordable Care Act reopens

Posted at 10:37 AM, Feb 15, 2021
and last updated 2021-02-15 12:37:44-05

If you don't have health insurance, you can sign up through the Affordable Care Act starting on Monday.

President Joe Biden signed an executive order last month creating a special three-month enrollment period.

Arizonans who may have lost their health insurance but earn too much to qualify for Medicaid can go to HealthCare.gov to sign up. There are no special circumstances needed and you have until May 15 to do so.

Jeff Stelnik with Blue Cross Blue Shield of Arizona says if you're a family of four and your combined household income is less than $104,000 a year, you could qualify for a federal subsidy.

“You can get federal support for these plan designs and again if you’re a family like mine whose children go to the doctor a lot you can find a plan," he said, "Or if you’re a healthy individual who’s looking for something that in these strange unusual times due to COVID, you’re looking for something that gives you catastrophic protection, there are plans for those individuals as well."

He says depending on when you enroll, you will be covered starting the first of the following month.

If you have questions about what you may qualify for, State Policy Director for Vitalyst Health Foundation Marcus Johnson says you can go to Coveraz.org and someone can help you.

“See what kind of navigators and assisters are close by you and talk to somebody about it," Johnson said. "Again, these are professionals. They don’t take commission. They don’t get paid based on how much they sell. They don’t have specific insurance companies they’re trying to push you toward. These are just nonprofit organizations who are committed to trying to help people understand their options."