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Time to check your insurance policies

Posted at 6:41 AM, Feb 02, 2016
and last updated 2016-02-02 10:03:35-05

It’s the new year and it’s time to check your insurance policies. I know, you’re thinking to yourself “Why would I check a policy that just sits there and never seems to give me anything in return for the hundreds or thousands of dollars I pay into it year after year?!”

Ask yourself … When is the last time you took a good look at all of your insurance policies?

“Insurance is that necessary evil. You pretty much have to have it.”

It’s Greg Latcham’s business to know which coverage and policies are the best fit for most of the general public but even he knows what it’s like to make insurance an afterthought. And Greg is the Financial Services Insurance Team Lead at Desert Schools!

“I sometimes feel that way, too, and I'm in the business. You just keep seeing that monthly payment going out and you're thinking 'I've never turned in a claim on this stuff'.”

That ‘stuff’ you want to be sure to protect falls under two categories. The first is personal property.

Your home, auto, liability, and umbrella insurance policies all need to be reviewed and adjusted each and every year.

For small businesses: property, liability and workers’ comp.

In many cases it’s not a choice, it’s the law. 

“You’ve got to spend the money anyway so let’s make sure you're getting value for your money.”

Contact Greg Latcham and the other experts at Desert Schools to review your insurance policies by visiting any branch location or by logging on at desertschools.org.