You know that spare change you have in your pockets, car, crevices of your sofa? You can turn it into big bucks!
The Acorns app allows you to invest that money. It rounds up purchases you make to the next dollar and invests the difference.
You have five portfolios, ranked from conservative to risky, to choose from.
The app is free for children and college students. In fact, it's free for any student with an .edu email address
Have more money to invest?
iBillionaire is free and allows you to see how 40 of the richest people around invest.
"It's not like we're in their board room and hearing private conversations, but everything that is publicly available about how billionaires invest is available," Data Doctors spokesman Ken Colburn said.
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Need my help? Call the Assistance League of Phoenix volunteers at 1-855-323-1515. You can also send me an email, or a video email where you attach a video explaining the problem.
And you can reach me on twitter or "like" the Let Joe Know Facebook page and tell me about it there.
AND WE NEED YOUR HELP! If you want to be a volunteer and help other consumers, let me know