Charities calling? How to know if they're legit

Are charities calling asking for money?

How do you know if it's legit and where your money really goes?

Experts say be cautious of charities using .com and not .org.

Other red flags include asking for personal information and remaining vague about their mission and purpose.

The Better Business Bureau's Give.org judges charities on 20 criteria, including finances.

They say while you shouldn't pick a charity solely based on finances, it is important.

Give.org says at least 65% of money raised should go towards programming instead of fundraising or salaries.

Don't be pressured into giving money over the phone.

Instead ask a lot of questions and get information from the charity.

Check them out and then you should feel comfortable your money is being properly used.

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