Is Arizona ready for the Affordable Care Act?

PHOENIX - Arizona is nearing the start of open enrollment for Obamacare, also known as the Affordable Care Act, but the cost for consumers is still unknown.

Medicare Regional Director David Sayen is overseeing the Healthcare Exchange program for Arizona.

Arizonans will be able to purchase health insurance online at the healthcare exchange. Various insurance providers will offer four different plans for four different levels of coverage: platinum, gold, silver and bronze.

Sayen says the cost of each plan won't be revealed until October 1, 2013.

Before October 1, consumers can get a rough estimate of costs and savings by using an online calculator developed by the Kaiser Family Foundation.

"There will be plans for people who prefer to pay lower premiums and bear more of the risk and then there are plans for those people who would rather buy more expensive plans and know they have more coverage," said Sayen.

Sayen says each plan's benefits are standardized across all insurance companies involved.

"People that have Medicare will stay in Medicare," said Sayen. "Folks in the AHCCCS health program will continue to enjoy that coverage. We're helping out the middle class folks that drop in between."

To get more information on the Marketplace, head to

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