Most dangerous passwords for your smartphone, computer, ATM, debit card

C'mon, guys: It's 2013, not 1998.

But, a lot of us still set passwords like we're living in the "you've got mail" age of AOL. Despite all the security breaches of recent years, many of us still use dangerous passwords.


 iPhone users tend to have college degrees.

But, Time Magazine sites surveys that find that find 1-2-3-4 is the number one iPhone password. The second most popular password is 0-0-0-0 .

Those are both on the list of the most common and the worst passwords you could use – joining the ranks of "password" as your password and "ABC123." They're too easy to guess!

Using lazy passwords like these as your four-digit code to get onto your smartphone may not seem like a big deal. But, Data Doctors founder Ken Colburn says they make it too easy for thieves to get straight to your financial information.

Someone who gets into your smartphone, he said, could "go straight to the Wells Fargo website and say ‘I forgot my password," he said. "And because I have your email account, it's going to send the password reset right to the phone."

Then, a thief can get right into your bank account – and take whatever they want.


Experts say many people have weak passwords on their bank and other accounts as well.

Microsoft says the ideal password has at least 14 characters, and has both letters and numbers. Many people still use their birth dates as ATM and debit card passwords.

If someone figures it out, they are halfway toward successful identity theft.

Microsoft says dangerous passwords include your:



-Drivers License number

-Other personal numbers as passwords.

Several websites, including Microsoft's, have password testers, where you can enter your passwords and see how secure they are.

Try yours out. You may be in for a surprise. says you should try using spaces to remember secure passwords, such as "See[space]ABC15[space]now!" And, they say it's best to use a different password for each new website or service you sign up for.

So, how do you remember all of those passwords? Try a password memorization program. You can download them onto your browser. Try SplashID, Dashline, Lastpass and Roboform.

After you fill in a new password, they will ask you if you want it remembered for next time.

Some of the memorization programs cost, but others are free. So do your research.

If you need help or need to warn others about a consumer problem or scam, let me know at or by going to my  "Let Joe Know" Facebook page.

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