Save money by not paying for things that you can get for free.
Cell phones are a must have these days, but paying for the services can be a big expense. Lower that monthly bill by talking and texting for free. Google Voice is a free app that allows you to make local and long distance calls for free, plus you can text for free too and with no limit. Just download the app on your phone and follow the setup instructions, it is that simple.
Need a telephone number to a business? Don't pay to get that number. Get it for free by using Free411 . All you have to do is dial 1-800-free (3733)-411. You will have to listen to a sponsored advertising and then through a voice prompt you will be asked what category you want meaning business or residential, plus the city and state of the number you are looking for. Then, you will have to listen to advertising before you get the number. The ads are a little inconvenient, but in the end you won't have to pay those outrageous directory assistance fees.
Always check your credit report to make sure there are no mistakes, but don't pay for it. You can get a free credit report every 12 months. Just go to Annualcreditreport.com and select your state and then fill out the form. You can get it emailed soon after you fill out your personal information and once your information is verified. They do ask for sensitive information on the form, but it is needed in order to get your credit report. This is a secure site and you can tell by looking at the https in the URL. That "s" at the end lets you know it is a secure and safe site.
Stop paying for anti virus software and their updates. Instead, get your anti virus software for free. Microsoft has their own anti virus software called Microsoft Security Essentials. There are no strings attached and I personally use this anti virus and it is wonderful. All updates are free, and it does not slow down your computer like a lot of other anti virus programs can. Plus, it is ad free and there are no no pop ups or other software you have to install in order to get it for free. Head over to Windows.microsoft.com/en-US/windows/security-essentials-download to get the free anti virus software.
If you want to get in shape don't pay to do it. Just go outside and take a hike, run or walk that is free too.