Warehouse stores like Costco and Sam's Club sell almost everything in bulk, from diapers to detergent. Now, they have made a big jump to help you cover financial areas of your life as well.
Running through a warehouse store, you can find just about anything. Chris McGlothan loves trying to get a deal at Sam's Club.
"You know family, friends are always coming over to the house a lot," McGlothan said while standing in front of a cart filled with groceries. "We grill a lot. So, we like to do big things in big bulks."
But among the big screen TVs and big four-wheel ATVs, there are also even bigger wheels. You can now buy cars through Costco at a predetermined price through local dealerships.
"So there's not a lot of haggling," said Mike Gibson, Costco warehouse manager. "You kind of see it's black and white, what you're going to pay for the vehicle."
Sam's Club also sells cars through its websites.
You can get car insurance through Costco.
"(That's) something me and the wife never thought about," McGlothan said.
But business experts from Consumer Reports Magazine and Cleveland State's Dr. Elad Granot told us everyone should consider these new options at warehouse stores.
"This is a part of a much more broad paradigm shift in where consumers are being empowered," Granot said. "What you have today is vendors and lenders competing for the consumer."
For many, the biggest purchase they will make is a home, and Costco has even set up a way to get a mortgage through its warehouses.
"We'll take kind of the guess work out of it," Gibson said. "We'll give you a variety of different options to look at and give you some background on those lenders."
Costco also limits the fees on those mortgages to either $600 or $750 depending on your membership.
"They're looking at their customers and saying, 'What are they buying,'" Granot said. "They're buying toilet paper. They're buying chicken thighs, and what else could we sell them? Well, guess what? They want a mortgage."
What matters to McGlothan is that he saves money where he can.
"Without doing the research, you never know," he said.