They claimed to help you lower your credit card rates for a fee.
But the feds call the telemarketing sales pitch bogus and misleading. And last month, they settled charges with the business owners, including a Valley man.
We first told you about the charges a few months ago.
A number of businesses were accused of making illegal calls to people on the Do Not Call list.
And they were accused of "misleading consumers with bogus claims that they would lower their credit card interest rates," according to the Federal Trade Commission (FTC) complaint.
One of the businesses was located in Mesa and owned by Emory "Jack" Holley.
Earlier this year, we found the business shut down.
But we did find Holley at his Valley home.
Holley claimed that his businesses never made illegal calls to people on the Do Not Call list. He also said that the products he sold were legitimate and did help people with financial concerns.
Holley told the ABC15 Investigators "we were absolutely within the guidelines of the law."
"Everything will come out soon enough. I'm very confident my name will be cleared. I'm very confident I will be able to go back to work," Holley said.
But the FTC didn't feel the same.
They recently settled charges with Holley that he violated Telemarketing sales rules by "overcharging illegal up-front fees during telemarketing calls in which they made false promises to reduce the interest rate on consumers' credit cards and save them thousands of dollars."
The FTC further ruled Holley and others charged "will be permanently banned from all telemarketing, with extremely limited exceptions to allow them to engage in legitimate business activities."
Holley is one of 10 defendants settling charges with the FTC.
Read the complete FTC complaint and settlement.