Obamacare, Affordable Care Act: Don't be fooled by health insurance scams

The new Healthcare Insurance Marketplace doesn't start until October 1.

There's already concern people will be confused or scammed.

Unfortunately, it's a great opportunity for scammers because it's all so new.

In Arizona, you'll use the federal government site .

You put in information about your household and income. Then you compare all the health plans available and if you qualify for free or low cost plans.

There's also a website in Spanish.

And already there are warnings about sound-a-like websites.

In California, the official site is coveredcalifornia.com . But, another site called californiacovered.com also offered plans.

California investigators thought that was too close, that it could lead to confusion, and the site voluntarily shut down.

To avoid fake sites and scams:

-Look for government seals and official logos.
-No one should ask you for money to enroll.
-If you have Medicare, no one should try to sell you a Marketplace plan
-No one from the government will call or email to sell a plan or ask for your personal information.

Also, remember, no plan can turn you down or charge you more because you have a pre-existing medical condition.

Use this state website to make sure the insurer is properly licensed in Arizona.

If you have a complaint or notice a "fake" insurance site, let officials know.

Click here for more tips to avoid being scammed.

If you need help or need to warn others about a consumer problem or scam, let me know at joe@abc15.com or by going to my  "Let Joe Know" Facebook page.



 

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