"Scam or not?" a viewer wrote to ask me. "Appears to be a new scam in town," another said.
Those are just some of the emails I've been getting recently asking if a prescription drug discount card they got in the mail is legit.
It's called a Rx Relief card and it's from a company called Healthcare Alliance and they are making some pretty big promises.
In a letter sent to one of our viewers with her pre-approved card, the company writes: "They entitle you – and every member of your family – to discounts on EVERY FDA-APPROVED PRESCRIPTION MEDICATION SOLD at PHARMACIES EVERYWHERE in the United States."
So, are they the real deal? I went to the Arizona Better Business Bureau to find out. Felicia Thompson, Vice President of Marketing and Communications with the BBB of Central, Northern and Western Arizona, applauded consumers who were wary of the cards.
"They should questions anything they get in the mail," she said.
But, she also said, they usually work.
The savings may not be 75% as promised, though. Last year, ConsumerWorld.org found cards tested saved consumers up to 71% on prescription drugs. But, the average savings was only 16%.
But, there's one important thing to keep in mind if you're thinking about using these cards.
"It's so important to know that it's not going to replace your health insurance benefits," Thompson said.
Despite the discounts, don't get rid of your health insurance. These cards are most useful, Thompson said, if you're underinsured or uninsured.
But, they won't help you pay for anything other than prescription drugs like health insurance will.
Now, despite our attempts, no store would let us in to test these cards. So we need your help.
If you've got a prescription discount card, let me know what kind of discount you get and if it's worth your time.
Then we'll be back to let everyone and let them know how the cards really work.
Here are some links to other prescription discount cards that might help you out:
If you need help or need to warn others about a consumer problem or scam, let me know at firstname.lastname@example.org or by going to my "Let Joe Know" Facebook page.