How to shop online without using your credit card

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How you pay for purchases is just as important as how big of a deal you get, right?

These days, many of us are staying away from credit cards.

But at the same time, when shopping online, it is better to use a credit card rather than your debit card for security reasons.

I found a service that lets you shop online without using your credit card.

It's called ebillme.com and the best part is you don't have to give any of your personal information, like bank account or credit card information, to merchants.

It works like paying an online bill.

First you go to a website like Shopdebtfree.com. They are an online shopping mall and all their merchants accept Ebillme.

Choose what you want to buy, go to checkout, and select Ebillme.

Once you complete your order, Ebillme will send a final bill to your email.

You go to your bank account online, and pay them just as you would any other bill.

Once they receive the paid bill, your item is shipped out.

It’s a great alternative to using credit cards on the Internet -- no high interest rates and you only spend what you actually have. Even better, the service is free.