Single mom Whitney Gassaway only wishes now she'd listened to her gut.
"It's too good to be true, but once I called and talked to them, I really thought, OK I'm going to at least try this," Whitney says.
It was a check for $1,750 and a letter, inviting her to be a mystery shopper.
Whitney did go online and saw other mystery shopper scams.
"You'll send the money order, the phone number and the check will all be out of the country. So they wanted me to send it to New York, so that's still in the country, so it should be fine," Whitney says.
Whitney deposited the check and wired $1,220 from Western Union to a New York address.
A day later the money was gone. And the bank slapped her with numerous overdraft fees.
Whitney now owes more than $1,800, the equivalent of three month's pay from her part-time job.
Western Union says they are training employees to spot these scams and then warn customers not to fall for them.
The best advice is to never cash a check that you're not expecting.