PHOENIX - Putting your plastic back in your pocket won't just save you money.
Your credit card issuer could be watching your spending behavior and drawing conclusions about your credit worthiness.
In the book "Credit Card Nation," you'll find a list of 10 things you should not charge on your credit card.
The idea is that certain purchases can make you look desperate, unstable, or like you're looking for an escape from financial worries.
That part of the list includes adult toys, marriage counseling, cash advances, lottery tickets, traffic tickets, personal pampering, and alcohol.
Some other things recommended to keep in mind: If you didn't use your credit card at a 99-cent store or at Walmart in the past, don't start now.
Retreading your tires can look like a desperate move if you used to buy new tires.
Whenever you use your credit card to pay another bill, like your taxes, it raises a red flag.
Credit card experts say most people don't have the right credit card to save or make money and advise shopping around a couple of times a year.
