MAX OUR AND DEFAULT on your cards in a manner that doesn't appear to be fraud . a depression is coming , credit will be extinct . Unsecured debt is free money , so use it . let the self righteous pay off their debt and look down on the defaulters . We will be the ones left with the toys and all they will have is their pride ... i've already done as i'm telling you and other people are starting to do as i have suggested to them . do not feel guilty , this is about survival . Don't buy TV'S and computers with your cards , buy food, medicine , your usual stuff , make it look like your having hard times ... so buy the things you want or need with cash , and make your car, house or auto payments with credit ... in the future credit scores will be worthless because no one will be buying anything with credit ... do your great depression research and you'll understand my train of thought , already the credit markets are freezing up , and they will continue to do so until completely frozen to all but the wealthiest . Freedom

It happened to me out of the blue I received a letter from Juniper telling me they closed my account. No warnings or whatsoever.I called them up they told me because it was not active. Capitol one wanted to charged me almost $60.00 for annual fee. I canceled that account too. I only have one credit card so far so good. No annual fees and because the interests charges are decent I kept it.After the cancellation and closing Capital one.I used the only one I have now and my credit score jumped up again. I have a budget and I always stick to it. Some people don't know how to handle their business. I learned from looking at all the disaster SOME PEOPLE created for themselves.I refuse the let any other Credit Card companies to push me around.