CONTEST: Enter your 'Caring Kid' for chance to win $150

In an earlier version of the rules, the AmTrust Bank Caring Kids Contest was scheduled to end on July 31, 2013. The contest has since been extended until December 31, 2014.

AmTrust Bank Caring Kids Contest


NO PURCHASE NECESSARY TO ENTER OR WIN. No deposit, purchase of a service or product, payment or bank transaction is necessary to enter or win and such activity will not increase your odds of winning. . Open only to legal residents of Arizona, who are between the ages of 5 and 17 as of date of entry.  Sweepstakes is subject to all applicable laws and regulations and is void wherever prohibited by law.  Employees of AmTrust Bank (collectively, “Sponsor”), their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers and the immediate family members (spouse, mother, father, in-laws, grandmother, grandfather, brother, sister, children and grandchildren) and/or those living in the same household of each are not eligible to participate. By participating, entrants agree to be bound by the Official Rules and the decisions of Sponsor. 


1)      Beginning 12:01 PM Mountain Time) February 4, 2013 through 11:59 AM (Pacific Time) December 31, 2014 (“Contest Period”) go to and follow the on-screen instructions to enter.


2)      Mail in a copy of the story detailing the Caring Kid and their story complete with name, street address (no P.O. Boxes), city, state, zip code, entrants date of birth (mm/dd/yyyy), plus daytime and evening telephone numbers. (If you do not have a telephone, state “No Phone.” Failure to comply with this or any other official rule will result in disqualification). Mail your entry in a hand-addressed, business-size envelope (#10) with first-class postage, to: AmTrust Bank, 1801 E. 9 th Street, Cleveland, OH 44114. Entries must be received by the 15 th of each month. Limit one entry per envelope.

Limit one entry per person/household address regardless of method of entry No mechanically reproduced entries of any kind are permitted. Illegible and incomplete entries are void. Sponsor is not responsible for lost, late, mutilated, postage due, misdirected entries or entries not received. In the event of a dispute over who submitted an online entry, the entry will be deemed to have been submitted by the authorized account holder of the e-mail account identified on the online entry form. The authorized account holder is deemed to be the natural person who is assigned to an e-mail address by an Internet access provider, service provider, or online organization responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.  Entries become the property of Sponsor and will not be returned.

DRAWING:  A winner will be selected from all eligible entries received by a committee selected by Sponsor on or about the 21 st day of each month during the Contest Period.  Decisions of Sponsor are final on all matters and decisions. Winner will be notified by email only using the information provided in the entry and will have (3) business days to respond. If there is no timely response, Sponsor may select an alternate prize winner. Limit one prize per person/household address.  All entries have an equal chance of winning. Odds of winning will depend upon the number of eligible entries received.

PRIZE:  First Prize – One (1) AmTrust Bank Kids Account funded with $150 by Sponsor.  Prize consists of only those items specifically listed as part of the prize. No substitution or transfer/assignment of prize by winners permitted . Under no circumstances will more than the advertised number of prizes be awarded.   Sponsor will work with Winner to determine most suitable AmTrust Bank branch location within which to open the AmTrust Bank Kids Account; provided, however that such Account must be opened no later than 30 days upon notification to Winner.


All federal, state and local taxes are solely the responsibility of winner(s).  All federal, state and local laws and regulations apply.  Potential winners (or parent/legal guardian if potential winner is a minor in his/her state of residence) may be required to sign and return an Affidavit of Eligibility/Release of Liability/Prize Acceptance Form, which may require social security number, postmarked within 10 days of the date on notification materials. Noncompliance within this time period and/or return of any prize/prize notification as undeliverable may result in disqualification and an alternate potential winner

may be randomly selected from all remaining eligible entries. To claim any prize, winner must provide valid government-issued photo identification satisfactory to Sponsor in its sole discretion.  Sponsor reserves the right to substitute any prize with prize of equal or greater value. Acceptance of any prize constitutes permission to the Sponsor to use winners’ name, voice, statements, image and likeness for purposes of advertising and trade, in any medium, without further compensation, unless prohibited by law. Submission of contact information in connection with this Sweepstakes (whether or not required), including mailing address, phone number, and email address, during entry constitutes permission for Sponsor to add entrant to Sponsor’s customer database and to contact entrant in the future for promotional and other reasons.  You may opt-out of receiving such communications as set forth in Sponsor’s Privacy Policy (located at ) or as provided within any such marketing materials (e.g., using the “Unsubscribe” feature provided in the footer of Sponsor’s emails).


TERMS:  Sponsor not responsible for any typographical or other error in the printing, the offering or the announcement of any prize or in the administration of the promotion, whether caused by computer, technical or human error. Winners assume all liability and agree to hold Sponsor harmless for any injury or damage caused, or claimed to be caused, by participation in this promotion or use or redemption of any prize.  Sponsor is not responsible for late, lost, damaged, incomplete, illegible, faulty, or incorrect transmissions, incorrect announcements of any kind, technical hardware or software failures of any kind, any damage to any person's computer related to or resulting from participating in the online portion of the promotion, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmission that may limit a user’s ability to participate in the promotion whether caused by computer, technical or human error. All terms of the promotion shall be construed according to, and any disputes shall be subject to, the laws of the State of Arizona.  EXCEPT WHERE PROHIBITED, ENTRANTS AGREE THAT ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS PROMOTION SHALL BE RESOLVED EXCLUSIVELY BY IN THE COURTS OF Arizona LOCATED, AND ANY AND ALL CLAIMS, JUDGEMENTS AND AWARDS SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS INCURRED BY ENTRANT WITH REGARD TO THIS PROMOTION, BUT IN NO EVENT ATTORNEYS’ FEES, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR OTHER DAMAGES. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of entrants and sponsors in connection with the promotion shall be governed by and construed in accordance with the laws of the State of Arizona, without giving effect to any choice of law or conflict of law rules or provisions (whether of Arizona or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than Arizona.  The courts of (Arizona shall be the exclusive forum for any dispute relating to these Official Rules and/or this promotion. All participants and winners agree, by their participation in the Contest, to submit to the personal jurisdiction of the courts of Arizona and waive the right to contest jurisdiction.  Sponsor reserves the right to cancel or modify the promotion or any portion of it for any reason, including but not limited to, if fraud, misconduct or technical failures destroy the integrity of the promotion; or if a computer virus, bug, wireless failure, or other technical problem corrupts the administration, security, or proper administration of the promotion as determined by Sponsor, in its sole discretion. Sponsor reserves the right to disqualify, freeze or prohibit the participation of an individual if fraud or tampering is suspected, or if the individual fails to comply with any requirement of participation or with any provision in these Official Rules. Any attempt to undermine the operation of this promotion is a violation of criminal & civil laws. Sponsor reserves the right to disqualify and/or seek damages from any individual making any such attempts to the full extent permitted by law.

WINNERS LIST: For the winner name(s), available after the first day of the month following the selection of a winner, send a self-addressed, stamped envelope to: AmTrust Bank, Marketing Department, 1801 E. 9 th Street, Cleveland, OH 44114.

SPONSOR:  AmTrust Bank, a division of New York Community Bank, 6900 E. Camelback Rd. Ste.100, Scottsdale, AZ 85251


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